Our Commitment to You
Empowering Financial Certainty

At the heart of our mission is the assurance that our clients can face the future without financial concerns. We are dedicated to transforming their envisioned lives into tangible realities for both themselves and their families.

Everyone has different goals.
We want to help you save for yours.

Who We Are

Founded in 2009, Providence Life Limited, PCC (Providence) offers retirement and savings solutions, with a portfolio of more than 7500 policies. Providence is regulated in Mauritius by Mauritius Financial Services Commission (MFSC), a safe and secure offshore financial centre, where we enjoy the company of many of the world’s leading financial institutions. Mauritius is rated Baa3 stable by Moody's as of July 25, 2023. Providence partners with the world’s leading trust and pension companies to offer a range of market-leading products designed exclusively around the needs of expats. Underpinning these is a select group of funds from globally recognised asset managers. Providence works with respected introducers from around the world. Their advice, combined with our retirement and saving solutions, means expats can focus on today, while we take care of their tomorrow.

Meet the Executive Committee

Chris Divito

Chief Executive Officer

Kathryn Barber-Kebby

Director of Finance & Treasury

Leena Atterbury

Director of Finance & Treasury

Jasmeen Singh

Head of Human Resources

Tintu Pillai

Head of Strategic Development & Technology

Sophia Ashcroft

Head of Risk & Compliance

Joanne Mongey

Divisional Distribution Director

John McKellar

Divisional Distribution Director

Why Mauritius

Mauritius boasts a dynamic offshore financial centre, thriving in a stable political environment with a government dedicated to advancing the financial sector. Recently, the country has garnered expertise in Global Compliance Regulation, gaining recognition as a hub capable of providing single-jurisdiction solutions for multi-jurisdictional compliance requirements.

The Mauritius Financial Services Commission (MFSC) serves as the regulatory authority for all non-bank financial services sector and global business. Committed to upholding best international practices, MFSC has implemented safeguards to prevent the misuse of Mauritius as an offshore jurisdiction. The commission has earned global trust and recognition from esteemed international bodies, including:

  • International Organization of Securities Commissions (IOSCO)
  • International Association of Insurance Supervisors (IAIS)
  • Financial Action Task Force (FATF)
  • Organisation for Economic Cooperation and Development (OECD)
  • World Bank

In 2003, Mauritius became a member of the Egmont Group of Financial Intelligence Units, elevating the jurisdiction's prestige and image quality.

Mauritius stands out for its low-cost operations and attractive fiscal incentives, such as:

  • No withholding tax on interest, royalties
  • No estate duty, inheritance, wealth, or gift taxes
  • No stamp duties, registration duties, and levies

Statement of Accountabilities

Providence operates within a defined governance framework with clear lines of authority, responsibility and accountability. The day-to-day operations are entrusted to the Executive Committee under the responsibility of the Chief Executive Officer. The Board has sanctioned statutory positions with clear defined job descriptions for the Chairman, the Chief Executive Officer, and Officers, including the Company Secretary. The Officers of the Company report to the Committees and Board Meetings.

A high-level organisational chart is provided below: